Normal Loan

Repayment period :

  • š48 months

Interest rate/Charges:

  • š12.00% p.a. on reducing balance

Fees Chargeable:

  • šAppraisal and Processing

Guarantor Level:

  • š100.00%;

šMember Self Guarantee (75.00%);

  • šOther Members’ Guarantee

Loan Ceiling:

  • šX 3 of Group Savings

School  Fees Loan

Repayment period :

  • š12 months

Interest rate/Charges:

  • š15.00% p.a. on reducing balance

Fees Chargeable:

  • šAppraisal and Processing

Guarantor Level:

  • š100.00%;

Member Self Guarantee (75.00%);

  • šOther Members’ Guarantee

Loan Ceiling:

  • šX 3 of Group Savings

Super Quick Loan

Repayment period :

  • š5 months

Interest rate/Charges:

  • š5.00% per month fixed rate

Fees Chargeable:

  • šAppraisal and Processing

Guarantor Level:

  • š100.00%;

Member Self Guarantee (75.00%);

  • šOther Members’ Guarantee

Loan Ceiling:

  • šX 3 of Group Savings

Development Loan

Repayment period :

  • š60 months

Interest rate/Charges:

  • š12.50% p.a. on reducing balance

Fees Chargeable:

  • šAppraisal and Processing

Guarantor Level:

  • š100.00%;

Member Self Guarantee (75.00%);

  • šOther Members’ Guarantee

Loan Ceiling:

  • šX 3 of Group Savings

Super School Fees Loan

Repayment period :

  • š20 months

Interest rate/Charges:

  • š15.00% p.a. on reducing balance

Fees Chargeable:

  • šAppraisal and Processing

Guarantor Level:

  • š100.00%;

Member Self Guarantee (75.00%);

  • šOther Members’ Guarantee

Loan Ceiling:

  • šX 3 of Group Savings

Mobile Banking Loan

Repayment period :

  • š1 month

Interest rate/Charges:

  • š7.00% per month fixed rate

Fees Chargeable:

  • šAppraisal and Processing

Guarantor Level:

  • š100.00%;

Member Self Guarantee (75.00%);

  • šOther Members’ Guarantee

Loan Ceiling:

  • šX 3 of Group Savings

Emergency Loan 1

Repayment period :

  • š12 months

Interest rate/Charges:

  • š16.00% p.a. on reducing balance

Fees Chargeable:

  • šAppraisal and Processing

Guarantor Level:

  • š100.00%;

Member Self Guarantee (75.00%);

  • šOther Members’ Guarantee

Loan Ceiling:

  • šX 3 of Group Savings

Quick Loan

Repayment period :

  • š3 months

Interest rate/Charges:

  • š5.00% per month fixed rate

Fees Chargeable:

  • šAppraisal and Processing

Guarantor Level:

  • š100.00%;

Member Self Guarantee (75.00%);

  • šOther Members’ Guarantee

Loan Ceiling:

  • šX 3 of Group Savings

Group Loan

Repayment period :

  • š72 months

Interest rate/Charges:

  • š14.00% p.a. on reducing balance

Fees Chargeable:

  • šAppraisal and Processing

Guarantor Level:

  • š100.00%;

šGroup Self Guarantee (75.00%);

  • šGroup Members’ Guarantee

Loan Ceiling:

  • šX 3 of Group Savings

Super Emergency Loan

Repayment period :

  • š20 months

Interest rate/Charges:

  • š16.00% p.a. on reducing balance

Fees Chargeable:

  • šAppraisal and Processing

Guarantor Level:

  • š100.00%;

Member Self Guarantee (75.00%);

  • šOther Members’ Guarantee

Loan Ceiling:

  • šX 3 of Group Savings